At USS, we are committed to making the process of repairing your home as convenient, affordable, and painless as possible from start to finish. To follow through with this commitment, we offer several home repair payment options.

We accept all major credit cards, as well as personal checks and cash. We will waive the 2.5% processing fees on any Mastercard, Visa, American Express, and Discover card payments when paid to the foreman on site at job completion.

We will also work with you during real estate transactions and insurance claims. Contact your project manager or call the office at 615-227-2275, prior to the start of your project, for more information on paying with funds from escrow or insurance.

If you are interested in obtaining financing to fund your project, we have low payment options available through EnerBank. The process is simple: one no-hassle phone call with loan approval in minutes, or you may click one of the three options below.

SAME-AS-CASH

90-Day Same-As-Cash Loan*

$1,000 to $75,000

Loan Code: DEL2623

No Monthly Payments & No Interest*
If repaid in full within the same-as-cash period
Term: Up to 10 Years
Rate: 17.99% Fixed APR

Apply Now!

SAME-AS-CASH

12-Mo Same-As-Cash Loan**

$1,000 to $75,000

Loan Code: DEL2625

No Monthly Payments & No Interest*
If repaid in full within the same-as-cash period
Term: Up to 10 Years
Rate: 17.99% Fixed APR

Apply Now!

LOW MONTHLY PAYMENT

Traditional Installment Loan***

$1,000 to $75,000

Loan Code: DEL2622

Term: 1-12 Yrs, APR. 8.99% -15.99%
OAC. No Prepayment Penalties

Apply Now!

Start Your Application Today

The following are other ways to

Apply with EnerBank’s Mobile App
Available on your contractor’s device

Apply by Phone
(888) 736-6511

Apply Online
Click one of the loan options above to fill out an application to apply

It’s quick and easy to apply. Complete your home improvement project now instead of later! You’ll receive a credit decision in seconds. EnerBank will send you the loan documents for review and signature.

To Learn more about EnerBank, visit us online! enerbank.com

Program phone number: (888) 736-6511
Contractor ID: 51810
Loan code (listed above)

*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% to 15.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period.

Don’t let money, or the lack of it, get in the way of necessary home repairs. Our flexible payment options are designed to help you restore your home’s integrity with peace of mind. To discuss funding in further detail, call our team of customer service representatives at 615-227-2275, or call 1-888-736-6511 to get started on a loan application today.  We’re here to help!