United Structural Systems (USS)
Payment & Financing Options
At USS, we are committed to making the process of repairing your home as convenient, affordable, and painless as possible from start to finish. To follow through with this commitment, we offer several home repair payment options.
Payment Options
We accept all major credit cards, as well as personal checks and cash. We will waive the 2.5% processing fees on any Mastercard, Visa, American Express, and Discover card payments when paid to the foreman on site at job completion.
We will also work with you during real estate transactions and insurance claims. Contact your project manager or call the office at (615) 227-2275, prior to the start of your project, for more information on paying with funds from escrow or insurance. If you are a customer with billing questions or need to speak with a team member in our Accounting Department, please call (615) 227-2275.
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*Home Improvement Loans are made by Cross River Bank, Member FDIC, Equal Housing Lender. Home Improvement Loans made through Upgrade feature Annual Percentage Rates (APRs) of 0.00%-29.99%. Lowest rates require Autopay. Loans feature repayment terms of 2 years to 15 years. Loans may be disbursed in one or more advances. Actual loan terms may vary depending on, among other things, the exact number of advances, the amount of each advance, the date on which each advance will occur, and if a promotional plan applies. For example, if you receive a $10,000 loan with no promotional period, a 10-year term and a 9.99% Annual Percentage Rate (APR) and the loan is disbursed in 2 advances (20% on Day 1 and 80% on Day 90), you will have a required monthly payment of $132.82. The APR on the loan may be higher or lower and loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Subsequent charges and fees may increase the cost of the loan. There is no fee or penalty for repaying a loan early.
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